About our company
Family Trust Capital Microfinance Limited (FTC) is a microfinance institution (MFI) located in Accra, in the Greater Accra Region
of Ghana. The MFI commenced operations in 2011 with three staff initially as money lenders and subsequently as a microfinance
company with the principal objective of providing financial services to small and medium scale enterprises.
It was granted permanent
license in 2014. The overall objective of FTCL in the medium term is thus to acquire a Bank of Ghana license to operate as a Savings
and Loans (S&L) Company under the Non-Banking Financial Institutions (NBFI) Law in Ghana. A S&L license would enable the Company
significantly expand its scope of operations, provide more market oriented and customer focused services and maintain more creditable
and sustainable operations in future.
Deposit Rates - As at 11th April, 2023
| Amount (GH?) | 91 DAYS | 180 DAYS | 360 DAYS |
|---|---|---|---|
| 1,000 - 4,999 | 19.0% | 20.0% | 21.0% |
| 5,000 - 19,999 | 22.0% | 22.5% | 23.0% |
| 20,000 - 99,999 | 22.5% | 23.0% | 24.0% |
| 100,000 & Above | Negotiable | ||